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Does anyone here NOT have public liability insurance?

James
in Q&A Zone
Estimated reading time: 1 minute

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I've been working on an article about public liability insurance for sole traders and the horror stories I've heard while researching it were genuinely eye-opening. One founder lost an £8,000 claim out of her own pocket. Another missed a £12,000 council contract because her cover level was too low.

Be honest - how many of you are actually insured right now? And if you're not, what's stopping you? Is it the cost (because it's literally £5 a month for most sole traders), or is it more of an "I'll sort it next month" situation?

And if you HAVE had to make a claim, I'd love to hear what the process was actually like. Was it as stressful as people imagine or was it pretty straightforward?

User number 1 - in 5 years this will hopefully mean something

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    NEVER make this mistake.

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