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Finance & Legal makes the less glamorousβ€”but critically importantβ€”parts of running a UK business easier to understand. The blog explores cash flow, accounting, tax, insurance, contracts, intellectual property, data protection and regulatory responsibilities. It also covers shareholder agreements, employment obligations, funding terms and the legal issues founders commonly encounter as their businesses develop.

Articles are written to explain complicated subjects in practical language, helping you recognise risks and ask better questions when speaking with professional advisers. This blog cannot replace tailored financial or legal advice, but it can help you become a more informed and better-prepared business owner.

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I've been meaning to write this one properly for a while, because the question keeps surfacing in the General Business forum in slightly different clothes. Someone's just hired their first person and wants to know what they're legally on the hook for. Someone else is trying to work out if private health cover is worth the money before they commit to it for a team of three. It's always framed as a compliance question. It almost never actually is one. Quick answer: Medical insurance isn't a legal

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